ReadySTATION Self-Service Kiosk Issues Instant, Anonymous Prepaid MasterCard Card

MINNEAPOLIS, Sept. 12 /PRNewswire-FirstCall/ -- Ready Credit Corporation and Palm Desert National Bank today announced the launch of a self-service kiosk (ReadySTATION) that issues a prepaid MasterCard card. This new technology allows consumers to purchase a ReadyCARD Prepaid MasterCard (ReadyCARD) that is activated and ready to use immediately. The ReadySTATION also allows consumers to reload Personalized ReadyCARDs and check their card balances for free. ReadySTATION and ReadyCARD provide consumers with an easier and more convenient way to acquire and use a prepaid MasterCard card. Merchants can now provide enhanced financial services to their clients through this easy to use, self-service technology.

"Together, the ReadySTATION and ReadyCARD deliver the most convenient and easy-to-use prepaid card solution to consumers and retail locations. In less than one minute a customer can acquire a ReadyCARD, allowing the accessibility of MasterCard to all consumers," said Tim J. Walsh, President and CEO of Ready Credit Corporation. "Our goal was to provide an instant, anonymous MasterCard from a self service kiosk and to allow consumers to easily reload their cards and check their card balances in locations where they live, shop and work."

"Our many years of experience in the prepaid card market have made us aware of the need and demand for a powerful and easy to use self service technology solution. As the issuing bank for the ReadyCARD Prepaid MasterCard, we are pleased to be working with Ready Credit Corporation and MasterCard in bringing this innovative product solution to consumers," said Jim Tingey, Senior Vice President, Palm Desert National Bank.

Ready Credit has started deploying ReadySTATIONs in Minneapolis, MN and El Paso, TX and anticipates a nationwide deployment beginning in the fourth quarter of 2006.

About Palm Desert National Bank

Palm Desert National Bank is a nationally chartered financial institution with assets exceeding $300,000,000. PDNB-Electronic Banking Solutions is a division of Palm Desert National Bank. PDNB is the market leader in back office services for the self-service terminal (SST) industry. Specializing in enabling financial payment transactions, PDNB-EBS is the industry expert in balancing, reconciliation, multi-point payments settlement, terminal management and funding. PDNB manages vault cash of close to $800,000,000 for more than 16,000 ATMs and Self Service Terminals around the nation. PDNB also provides ATM and POS network sponsorship and customized Stored Value Debit Card Programs. For more information on Palm Desert National Bank, go to http://www.pdnb.com/ .

About Ready Credit Corporation

Ready Credit has pioneered instant access, self service prepaid services. In particular, Ready Credit Corporation has developed a highly convenient means for consumers to acquire and manage a prepaid credit card, called the "ReadyCARD." The ReadyCARD allows consumers a cost effective and flexible means of managing personal assets, paying bills and taking advantage of the millions of retail locations that accept MasterCard debit cards. The ReadySTATION is able to instantly issue an activated prepaid ReadyCARD. In addition, the ReadySTATION allows consumers to reload their ReadyCARD or check account balances. Ready Credit Corporation is a publicly traded company, ticker symbol (RCTC.PK) and is headquartered in Minneapolis, MN. For more information on Ready Credit products and services, go to http://www.myreadycard.com/ .

This news release contains various "Forward-Looking Statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 that are intended to be covered by the safe harbors created thereby. Statements made in this release which are not historical in nature, including but not limited to statements using the term "may," "expect to," "believe," "should," "anticipate," and other language using a future aspect, are referred to as forward-looking statements, should be viewed as uncertain and should not be relied upon. Although our management believes that the results reflected in or suggested by these forward-looking statements are reasonable, all forward-looking statements involve risks and uncertainties and actual future results may be materially different from the expectations expressed in such forward-looking statements. Factors that could cause actual results to differ materially from those in forward-looking statements include those set forth in the Company's annual report on Form 10-KSB for the year ended December 31, 2005, and in other filings made, from time to time, by the Company with the Securities and Exchange Commission. The forward-looking statements contained herein speak only as of the date when made and the Company does not undertake to update such statements.